RENTERS
RENTERS INSURANCE is the affordable and smart way to keep your things protected when you rent. From clothes to furniture to electronics, take comfort in knowing your valuables are protected, and you have liability coverage to protect you as well!
BUNDLE WITH AUTO FOR ADDITIONAL DISCOUNTS!
BOAT/JET SKI
It’s not just a boat, it’s a way of life – your life. It’s your escape from the world. It’s your passion. Protecting it is our passion. Let us customize a boat policy for you, so when you are on the water you can relax knowing you are covered!
COMMERCIAL/BUSINESS/WORKERS COMP
Your BUSINESS is like no other. That’s why we offer tailored coverages to meet your unique needs. Whatever type of protection your business needs - GENERAL LIABILITY, WORKERS COMP, PROPERTY, BUSINESS AUTO, INLAND MARINE, CYBER – we can provide you with a comprehensive insurance solution, and find the best fit for you!
AUTO/MOTORCYCLE/RV
All policies include liability coverage, which protects you financially if you’re responsible for an accident. You can also buy optional coverages to protect your investment in your car, pay your medical bills, or even help if your car breaks down with roadside assistance protection. Here’s a list of coverages and a brief explanation of what they do.
LIABILITY coverage pays if you injure someone or damage someone’s property in an accident. When you buy liability, you choose a limit—the maximum amount insurance company pays for a liability claim. Most states require you to have a minimum amount of liability coverage.
COLLISION coverage pays to repair damage to your car when you hit another vehicle or object once your deductible is satisfied.
COMPREHENSIVE coverage pays to repair damage to your car that’s caused by something other than a collision, such as fire, theft, vandalism, hail or flooding. We also pay for damage to your vehicle caused by hitting an animal. When you buy collision and comprehensive, you choose a deductible—typically $250, $500 or $1000. This is the amount you pay out of pocket and the rest is paid by the insurance company.
MEDPAY (ALSO KNOWN AS MEDICAL PAYMENTS) coverage pays for the cost of reasonable and necessary medical care you get as the result of an accident, regardless of who’s at fault.
RENTAL REIMBURSEMENT coverage pays for your rental car while your car is being repaired as part of a comprehensive or collision claim.
LIFE
PROVIDING FOR THE PEOPLE WHO MEAN THE MOST TO YOU!
Life insurance is a contract between an insurance policy holder and an insurance company. The insurance company pays a designated beneficiary a sum of money upon the death of an insured person. There are set premium amounts to be paid that can be set up monthly, quarterly, annually, etc depending on your exact needs.
UMBRELLA
ADDS AT LEAST $1,000,000 OF LIABILITY PROTECTION AT LOW COST. In the event of an accident or personal injury, medical and legal expenses can mount quickly. Your basic auto, homeowner, boat and/or other policy is probably well equipped to handle most day to day occurrences. However, in the event of a severe injury, or even a death, these expenses can be astronomical. A Personal Umbrella Policy provides additional protection against catastrophic losses due to personal liability that can threaten your assets once the limits of an ordinary policy are exhausted. In today’s society, lawsuits are a reality and large liability awards are not uncommon.
HOME/CONDO
Your home is your biggest investment! Let us help you determine what coverage best fits your lifestyle. In addition to standard coverages for your dwelling the following could be added.
Dwelling replacement coverage allows you to insure the home for additional percentage in case at the time of loss it cost more money to replace.
Personal Property replacement coverage allows your personal items to be replaced at current replacement value instead of cash value at the time of a covered loss.
Loss of Use coverage provides living expenses in the event your home is not inhabitable due to a covered loss.
Water and Backup coverage is in case you have water backup into the home causing damage to walls, floors, etc
RENTERS INSURANCE is the affordable and smart way to keep your things protected when you rent. From clothes to furniture to electronics, take comfort in knowing your valuables are protected, and you have liability coverage to protect you as well!
BUNDLE WITH AUTO FOR ADDITIONAL DISCOUNTS!
BOAT/JET SKI
It’s not just a boat, it’s a way of life – your life. It’s your escape from the world. It’s your passion. Protecting it is our passion. Let us customize a boat policy for you, so when you are on the water you can relax knowing you are covered!
COMMERCIAL/BUSINESS/WORKERS COMP
Your BUSINESS is like no other. That’s why we offer tailored coverages to meet your unique needs. Whatever type of protection your business needs - GENERAL LIABILITY, WORKERS COMP, PROPERTY, BUSINESS AUTO, INLAND MARINE, CYBER – we can provide you with a comprehensive insurance solution, and find the best fit for you!
AUTO/MOTORCYCLE/RV
All policies include liability coverage, which protects you financially if you’re responsible for an accident. You can also buy optional coverages to protect your investment in your car, pay your medical bills, or even help if your car breaks down with roadside assistance protection. Here’s a list of coverages and a brief explanation of what they do.
LIABILITY coverage pays if you injure someone or damage someone’s property in an accident. When you buy liability, you choose a limit—the maximum amount insurance company pays for a liability claim. Most states require you to have a minimum amount of liability coverage.
COLLISION coverage pays to repair damage to your car when you hit another vehicle or object once your deductible is satisfied.
COMPREHENSIVE coverage pays to repair damage to your car that’s caused by something other than a collision, such as fire, theft, vandalism, hail or flooding. We also pay for damage to your vehicle caused by hitting an animal. When you buy collision and comprehensive, you choose a deductible—typically $250, $500 or $1000. This is the amount you pay out of pocket and the rest is paid by the insurance company.
MEDPAY (ALSO KNOWN AS MEDICAL PAYMENTS) coverage pays for the cost of reasonable and necessary medical care you get as the result of an accident, regardless of who’s at fault.
RENTAL REIMBURSEMENT coverage pays for your rental car while your car is being repaired as part of a comprehensive or collision claim.
LIFE
PROVIDING FOR THE PEOPLE WHO MEAN THE MOST TO YOU!
Life insurance is a contract between an insurance policy holder and an insurance company. The insurance company pays a designated beneficiary a sum of money upon the death of an insured person. There are set premium amounts to be paid that can be set up monthly, quarterly, annually, etc depending on your exact needs.
UMBRELLA
ADDS AT LEAST $1,000,000 OF LIABILITY PROTECTION AT LOW COST. In the event of an accident or personal injury, medical and legal expenses can mount quickly. Your basic auto, homeowner, boat and/or other policy is probably well equipped to handle most day to day occurrences. However, in the event of a severe injury, or even a death, these expenses can be astronomical. A Personal Umbrella Policy provides additional protection against catastrophic losses due to personal liability that can threaten your assets once the limits of an ordinary policy are exhausted. In today’s society, lawsuits are a reality and large liability awards are not uncommon.
HOME/CONDO
Your home is your biggest investment! Let us help you determine what coverage best fits your lifestyle. In addition to standard coverages for your dwelling the following could be added.
Dwelling replacement coverage allows you to insure the home for additional percentage in case at the time of loss it cost more money to replace.
Personal Property replacement coverage allows your personal items to be replaced at current replacement value instead of cash value at the time of a covered loss.
Loss of Use coverage provides living expenses in the event your home is not inhabitable due to a covered loss.
Water and Backup coverage is in case you have water backup into the home causing damage to walls, floors, etc